Let’s start with the fundamentals of virtual carding. It is essential for beginner carders to know not only step-by-step instructions on how to interact with credit cards but also the basics of carding in general. How it works, why we need information about the cardholder, how to make money on carding and what are the main types of carding – I will tell you all this information in the article.
FULLZ is credit card information that has some additional data. For example, FULLZ usually contains the cardholder’s birthday date, the first name of his mother or some other information that may be useful in payment confirming. We can earn more money and be professional cardholders with the FULLZ’s help. Using extra CC information, we can register or enter a personal account on the bank’s website. Logging in to the personal account of the cardholder has many advantages for us. One of the most basic is to change the address of the cardholder. Why do we need this?
I am sure that you have often encountered a problem when you have a proven CC, but the store does not accept your order. In this article, I will tell you how to make the store believe that you are a real cardholder and you can be trusted. I will tell you a few real cases from my work as a carder so you can understand the situation and how to solve potential problems. You may have a completely different situation, but my stories will help you analyze your position and be ready to interact with an online store.
In today’s article, I will be taking you through the steps you need to perform to pull off the Amazon refund trick so that you can keep the products you receive from Amazon while receiving a refund for their price at the same time.
You might be aware of the previous method for performing the Amazon refund trick, but since Amazon updated their refund policy, we’re going to need to employ a different method in order to achieve the same results.
How The Amazon Refund Trick Works In 2021
This method involves placing an order for an expensive and resalable product on Amazon and then afterward, submitting a fake complaint to force Amazon to refund your money. With time and practice, you can master the Amazon refund trick and use it to acquire a constant supply of free, original products, which you can then resell for huge profit margins with zero expenses.
Continue reading to learn more.
Essential Tools For Performing The Amazon Refund Trick
An Amazon Account
There are two different kinds of accounts you can use for this method: old amazon accounts and new amazon accounts.
By far, the more recommended method is using an old Amazon account, at least 3 years old, since Amazon will be quick to trust older accounts. With an older account, you can make Amazon’s security lower its guard. This is because older accounts with a good purchase history do not raise any red flags or suspicion. I recommend using an amazon account that is at least 3 years old.
If you don’t have an old Amazon account, or if you cannot find any that you can purchase, you can still create a new Amazon account. Unfortunately, if you are using a new Amazon account, you will first need to use it to make at least 3 legitimate purchases worth $15 to $20 each so that you can convince Amazon security that you are a legitimate user before using it to pull off the Amazon refund scam.
Virtual Private Network (VPN)
This is a common tool for every scam because when it comes to illegal and fraudulent online activity, a VPN will allow you to protect yourself by making yourself anonymous, hiding your IP address, and making it appear as though you are operating out of any country worldwide.
Mobile Phone or PC
I recommend you use a PC, but if you don’t have a PC, you can still make use of a mobile Android phone. Make sure your VPN is enabled on your PC or mobile phone when you access Amazon’s website.
Step-By-Step Guide To Get Refunds From Amazon Without Returning The Item
Open Your Amazon Account
Like I said above, it is commonly recommended that you use an Amazon account that is at least 3 years old, but this is not necessary. You can open a new Amazon account, just make sure you have made at least 3 purchases with it before you do the refund trick.
Place Orders With Your Amazon Account
If you are using a new account, this step will include placing and paying for at least 3 legitimate orders so that you can convert your new Amazon account into a trusted account. Just buy some things you really need for yourself, so you aren’t wasting your money.
After you have made your new Amazon account a trusted account, or if you are already using an Amazon account that is at least 3 years old, you should place an order for an expensive item that you can resell. After that, simply wait for your product to arrive.
Wait To Receive Your Orders
Your product should take anywhere between 8 to 15 days (1 to 2 weeks) to arrive, depending on where you are located globally. When the courier arrives with the items you ordered, take the items and quickly put them inside your home where the courier cannot reach them. Do not sign or talk to the courier, act like you are in a hurry, and then leave. Get away from the courier so that he will be forced to leave the area.
By doing this, the courier service will have no proof that you ever received the item that you ordered. Wait until after the courier leaves the area before you go back to take the items you ordered.
Contact Amazon And Submit A Complaint
You can contact Amazon in two different ways, either by call or by email.
Amazon Phone Number
004 1 206-922-0880
You can use the above number to contact Amazon over the phone. But I do not recommend making your complaint this way.
Amazon Email Address
In your Amazon account, you will see a send email option. I recommend using this method for submitting a complaint and claiming a refund. You will need to use a fake email address to confuse Amazon concerning the status of your ordered goods and refund requests.
To make a complaint to Amazon this way directly, follow the steps below:
Open your Amazon account.
Open your Ordered Items page.
Select the expensive item you want to use the Refund Trick on.
State that your order never arrived.
Press the Request Refund button.
Write a harsh complaint about how the courier never arrived to deliver your item.
Receive The Refund Of Your Money From Amazon
If you properly followed the above steps, you should receive a refund of your money from Amazon without having to return the item you received.
After you receive your refund successfully, stop using the account. You can do this trick again with a different account and email to repeatedly fool Amazon into giving you refunds for products without returning your orders.
How To Bypass Amazon’s New Account ID Verification
When creating a New Amazon account, you will need to bypass Amazon’s ID verification, to do so, follow these steps:
Open your Amazon Account.
Click on Login and Security.
Open Two-Step Verification Settings.
Click on Edit.
Click on the Enable option.
You will be sent a One Time Password (OTP) via text message.
Input the OTP you receive immediately to verify your account.
After doing the above steps, you will have successfully prevented Amazon from requesting ID verification on your new account; you can then start doing the Amazon refund trick again.
The method outlined above will allow you to order goods from Amazon without paying so that you can then either keep the goods for yourself or resell them for a profit.
You can take goods you’ve ordered and then get a refund from Amazon using your phone or PC. You can use this trick to receive products like laptops, cellphones, and other expensive items and then get refunds for them. Afterward, you can keep the products for free or make even more money by reselling them.
In order to card Western Union, you will need these main things:
A physical credit card or Fullz containing the Date of Birth (DOB), Social Security Number (SSN), and Mother’s MAiden NAme (MMN), among other things.
SOCKS, Proxy: If you don’t know what this is then you can get VIP72 or Google “socks5 proxy” to find other options.
Virtual Private Network (VPN).
Fullz Example Info:
22 LENNON DR.
Credit Card Information
Credit Card Number
Name On Card
CONNIE B. CARTER
Mother’s Maiden Name
Social Security Number
Guide On How to Card Western Union in 2022:
1. First, you need to find the credit card information or Fullz info of the Credit Card.
For this example, we’re going to need to focus on the following details.
Card Type: Credit
Credit Card Number: 429479023030831
Exp. Date: 05/23
Name On Card: CONNIE B. CARTER
2. Got the info, great. Now you need to change your proxy and SOCKS to match the credit card / fullz you have.
Ex: for a credit card from a USA Bank from the State of Oregon. You will have to find the Oregon SOCKS and change your proxy.
3. Once you have changed your proxy, load up the Western Union / Money Transfer website.
4. The website should automatically locate your proxy and load the USA page. If it doesn’t, then manually select the site’s USA mirror.
5. When you open WEstern Union’s USA page, on the right side of the Page, you will see a field where you can select your zip code.
6. Choose the zip code that matches the one in the Fullz for the credit card (ex. 01235).
7. Now, input the amount you want to send. Input a small amount first, like $100.
8. Then, when you select which country to send the money to, select your country.
9. Afterwards, select the following options:
“Minute to minute”
“Pay to agent”
10. You will then be given an estimated transfer fee.
11. Next, you will have to complete the registration process.
13. Fill in the registration form – Make sure all of the details (First Name, Last Name, Billing Address, City, State, Country, Phone Number, etc.) are the same as the details of your card or fullz. Example:
First Name: CONNIE
Last Name: CARTER
Billing Address: 22 LENNON DR.
Zip Code: 01235
US Phone Number: 240-342-9900.
14. Submit the registration form, the website will ask you to register using an email address, username, and password.
15. Input an email address, username, and password of your choice, then click continue. Be sure to use a fresh email address that cannot be linked to you for this step.
16. Next, you will have to input the receiver’s name and country, then press continue.
17. Next, you will need to provide a security question and security answer, then click continue.
18. You will be prompted to review the details of your registration. Review these to make sure everything matches the credit card details or your fullz.
19. When you are satisfied, confirm to finish the registration process.
You should be sent a message saying: “Congratulations, Mr… Here is your MTCN, which is ready minute to minute 1234567890”
REMEMBER: The MTCN will always be a 10-digit number!
20. If you receive a message saying that Western Union will need to verify your identity via phone call or ID Card, don’t worry. This can be bypassed. You will need 4 things:
The Card Holder’s Complete Background Information
If you tried to transfer anything over $100USD, WU’s security protocols will prompt them to verify your identity as the card holder by asking various questions related to the credit card, including information that is not present in the credit card fullz.
You can acquire the information you need by using an online database for personal information like pipl.com. This site is free if you are using it to acquire the information you will need for Western Union’s identity verification procedure.
Call Spoofing And Forwarding Software
This software will allow you to contact Western Union by phone without immediately setting off alarms. Western Union will be expecting a call from the card holder from the number registered in the card’s fullz. With a call spoofer, you can make it appear as though you are calling from the card holder’s phone number.
Voice Changing Software
This is listed separately, but most call spoofing software comes with a voice change included, so you shouldn’t have too much trouble getting your hands on a program like this.
The need for this program is two-fold:
To protect you by masking your real voice so that you aren’t being recorded in the event of a later investigation.
To allow you to sound like a man or a woman so that you can card accounts belonging to persons of the opposite gender.
Internet Virtual Phone Application
If you are located in Europe, this is a must. Using a spoofer and call forwarding service will cost too much. Another benefit of using an internet phone service is that it is also untraceable.
You can call via Skype or some similar service. Forward calls to the phone number on your card to your number. Western Union will call the phone number on your card, and the call will be forwarded to your number.
Bypass The ID Card
Use Google to search for and download “Free Photoshop Template for Credit Card” and edit it thoroughly using Photoshop. If WU redirects you to the bank website, then don’t worry, input the security code on the card to bypass their security.
Afterward, you will receive the MTCN number, and you are done.
Here is a new guide to hacking a bank account in 2021 which will teach you the basics, as well as advanced methods you can use to hack your victims’ bank accounts to become rich overnight.
There are many ways to make money illegally, but taking money straight from someone else’s bank account is among one of the best means available for getting rich overnight. There are several ways to hack a bank account that will allow you to withdraw your victim’s money to your own account or use it to make online purchases. Some of these methods are riskier than others, but below I have listed some of the most reliable methods of hacking bank accounts.
Keep reading to learn how you can successfully hack your victims’ bank accounts.
This method is the simplest way to obtain the user information needed to hack someone’s bank account. Here is a step-by-step guide on how to use the Phishing method to hack bank accounts.
Create A Fake Website
With this fake website you can collect your client’s information. It is going to cost you some money as an initial investment to build a convincing fake website but it is worth it.
Create a site such as an online store. For example, you can create a fake site selling appliances, which visitors to the site can attempt to purchase online. When visitors place an order for the product, they will input their credit card details and then you will receive their card details and bank information which you can use to hack their accounts.
Promote Your Fake Website
After creating the fake phishing site, promote it anonymously on social media using a fake social media account. Promotional activities like this will attract potential clients and victims to browse the site, who will then attempt to make a purchase, which will give you their information.
Collect Credit Card Details
If you have a high quality phishing site, people will try to buy your products. It doesn’t really matter what product you sell, what is important is that you are able to collect and store their details. Once you have the personal and banking details from different people you will be ready to start your bank account hacking operation.
Avoid Targeting Banks With Strong Security Protocols
Some banks have tighter security than others, and so you need to identify which clients are members of these banks and avoid targeting them. Any attempt to hack an account belonging to them will likely not work and will only increase your risk.
Some banks will forward a One Time Pin (OTP) to the victim’s phone number whenever you attempt to make a transaction. You need to keep trying different banks to discover which ones have weak security.
This method is easy and convenient since you don’t need a lot of experience to be successful. All you need are the necessary tools.
Since most people are not going to fall for this trick, you will also need the following to successfully use this method on a large scale:
A Bulk SMS Program
Random Victim Phone Numbers
A Laptop (For use in making transactions)
Card Detail Verification Software (To determine whether card entails you receive are correct)
A Stable Internet Connection
The method involves sending baited messages to your victim which are designed to look like they are from the victim’s bank, for example:
“This is a message from XYZ Bank. You need to contact us to update your BVN or your account will be blocked after 3 days. Call xxxx-xxx-xxxx to access your account and update your account information”
The format I’ve outlined above is just one example of how you can utilize the Message Method to fool your clients into giving you their bank details. Then you can hack their accounts to withdraw their funds and order products online.
Use a bulk SMS program to send your fake message to a lot of random numbers. Then just wait for your victims to call you. When you receive a call to confirm, pretend to be an employee of the victim’s bank to collect the following information:
Credit Card Number
CVV (The number at the back of the card)
Once you have the above information, you can go online and start buying things using the victim’s credit card information.
This is another effective means of hacking bank accounts, but it does involve some technical know-how.
To employ this method, you need to send a kelogger virus to infect your victim’s device through email. Once their device is infected with the virus, the virus will record all of the victim’s activity and send it to you. If the victim makes a purchase online by inputting their credit card details the virus will record it and send it to you.
This is a way to hack bank accounts that makes use of application software. It is quite similar to phishing, but instead of creating just any fake website you need to create a fake bank app similar to the real bank app in order to obtain victims’ bank details.
Below are the step by step instructions for this method:
Create a mobile application that looks similar to, or exactly like, the mobile application of the bank you are targeting.
Host the mobile application on the internet. Do not host it on the Apple App Store or the Android Play Store as they will remove your app.
The App needs be designed so that it will send you the information of anybody using the app.You can design the app to crash after it sends you the victim’s details.
Once you have your victim’s login details you can use the real bank app to login to their accounts and access their information and transfer money to an account you control.
Be sure to use a bank account that is not under your real name when transferring your victim’s money to yourself.
ATM Card Hacking
I’m going to be honest here, hacking someone’s ATM card is not easy, because if you don’t know the pin of the ATM card you can’t do anything.
To make use of someone else’s ATM card you are going to need their correct card details. But, once you have their bank account details you can easily access their account and withdraw money or make purchases online without arousing any suspicion.
When you have someone’s ATM card details, you should make sure that you use the card details to shop from websites based outside of your own country as these will not require two-step verification. Most local websites will require two-step verification so shopping online locally is not a good idea.
Another reason you should shop online at foreign websites with hacked bank accounts is because foreign websites can take days before sending the victim any debit alert.
Finally, make sure you do not use your real name when buying things online while using someone else’s ATM card details because that will make it very easy to trace your purchases back to you.
Bank Verification Number (BVN) Money Transfers
To use a victim’s BVN you are going to need to make use of proprietary software unique the particular bank that your victim has. Getting access to this kind of software without a connection on the inside can be difficult if not impossible but if you are able to get access to this software, you can get all of a victim’s information just by inputting their BVN. Once you have access to this information you can use it to change your victim’s pin number, commit fraud using their bank account, or even wipe their account entirely.
This is the fastest method to hack a bank account, but if you don’t have an insider contact in a bank, you’re better off trying one of the other processes above to find a client to scam.
Takeaway On Hacking Bank Accounts
The information above should be useful if you need to hack a bank account; but you’ll probably only be able to make use of them if you already know a bit about how to hack in general. Besides hacking bank accounts, there are other money making methods that don’t involve hacking, like becoming a Yahoo boy.
Remember to be careful since hacking bank accounts is a serious crime, so try not to get caught.