In order to card Western Union, you will need these main things:
- A physical credit card or Fullz containing the Date of Birth (DOB), Social Security Number (SSN), and Mother’s MAiden NAme (MMN), among other things.
- SOCKS, Proxy: If you don’t know what this is then you can get VIP72 or Google “socks5 proxy” to find other options.
- Virtual Private Network (VPN).
Fullz Example Info:
|Billing Address||22 LENNON DR.|
|Credit Card Information||*********|
|Credit Card Number||429479023030831|
|Name On Card||CONNIE B. CARTER|
|Mother’s Maiden Name||FIORE|
|Social Security Number||018-33-5792|
Guide On How to Card Western Union in 2022:
1. First, you need to find the credit card information or Fullz info of the Credit Card.
For this example, we’re going to need to focus on the following details.
- Card Type: Credit
- Credit Card Number: 429479023030831
- Exp. Date: 05/23
- Name On Card: CONNIE B. CARTER
- Cvv2: 123
2. Got the info, great. Now you need to change your proxy and SOCKS to match the credit card / fullz you have.
Ex: for a credit card from a USA Bank from the State of Oregon. You will have to find the Oregon SOCKS and change your proxy.
3. Once you have changed your proxy, load up the Western Union / Money Transfer website.
4. The website should automatically locate your proxy and load the USA page. If it doesn’t, then manually select the site’s USA mirror.
5. When you open WEstern Union’s USA page, on the right side of the Page, you will see a field where you can select your zip code.
6. Choose the zip code that matches the one in the Fullz for the credit card (ex. 01235).
7. Now, input the amount you want to send. Input a small amount first, like $100.
8. Then, when you select which country to send the money to, select your country.
9. Afterwards, select the following options:
- “Credit card”
- “Minute to minute”
- “Pay to agent”
10. You will then be given an estimated transfer fee.
11. Next, you will have to complete the registration process.
13. Fill in the registration form – Make sure all of the details (First Name, Last Name, Billing Address, City, State, Country, Phone Number, etc.) are the same as the details of your card or fullz.
- First Name: CONNIE
- Last Name: CARTER
- Billing Address: 22 LENNON DR.
- City: ROCKVILLE
- State: MD
- Zip Code: 01235
- Country: US
- US Phone Number: 240-342-9900.
14. Submit the registration form, the website will ask you to register using an email address, username, and password.
15. Input an email address, username, and password of your choice, then click continue. Be sure to use a fresh email address that cannot be linked to you for this step.
16. Next, you will have to input the receiver’s name and country, then press continue.
17. Next, you will need to provide a security question and security answer, then click continue.
18. You will be prompted to review the details of your registration. Review these to make sure everything matches the credit card details or your fullz.
19. When you are satisfied, confirm to finish the registration process.
You should be sent a message saying: “Congratulations, Mr… Here is your MTCN, which is ready minute to minute 1234567890”
REMEMBER: The MTCN will always be a 10-digit number!
20. If you receive a message saying that Western Union will need to verify your identity via phone call or ID Card, don’t worry. This can be bypassed. You will need 4 things:
The Card Holder’s Complete Background Information
If you tried to transfer anything over $100USD, WU’s security protocols will prompt them to verify your identity as the card holder by asking various questions related to the credit card, including information that is not present in the credit card fullz.
You can acquire the information you need by using an online database for personal information like pipl.com. This site is free if you are using it to acquire the information you will need for Western Union’s identity verification procedure.
Call Spoofing And Forwarding Software
This software will allow you to contact Western Union by phone without immediately setting off alarms. Western Union will be expecting a call from the card holder from the number registered in the card’s fullz. With a call spoofer, you can make it appear as though you are calling from the card holder’s phone number.
Voice Changing Software
This is listed separately, but most call spoofing software comes with a voice change included, so you shouldn’t have too much trouble getting your hands on a program like this.
The need for this program is two-fold:
- To protect you by masking your real voice so that you aren’t being recorded in the event of a later investigation.
- To allow you to sound like a man or a woman so that you can card accounts belonging to persons of the opposite gender.
Internet Virtual Phone Application
If you are located in Europe, this is a must. Using a spoofer and call forwarding service will cost too much. Another benefit of using an internet phone service is that it is also untraceable.
You can call via Skype or some similar service. Forward calls to the phone number on your card to your number. Western Union will call the phone number on your card, and the call will be forwarded to your number.
Bypass The ID Card
Use Google to search for and download “Free Photoshop Template for Credit Card” and edit it thoroughly using Photoshop. If WU redirects you to the bank website, then don’t worry, input the security code on the card to bypass their security.
Afterward, you will receive the MTCN number, and you are done.